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Your Family’s Future, Secured.

At Lorina Espinoza Insurance Agency, we offer personalized coverage to protect your family.

Welcome to Lorina Espinoza Insurance Agency, your trusted partner for comprehensive insurance solutions in Plano, TX. Since 2004, we provide personalized coverage to protect what matters most.

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Lorina Espinoza
Lorina Espinoza Insurance Agency aims to Provide Expert care and Quality Service.
Since 2004, Lorina Espinoza Insurance Agency has provided top-notch insurance solutions to the Plano community and beyond. As a family-operated business, we take pride in offering various services, including auto, home, life, and commercial insurance and specialty coverages like trucking, motorcycle, and renters insurance. Our dedication to personalized service and our strong relationships with multiple insurance carriers enable us to deliver the best coverage at competitive prices, regardless of your insurance history.

At Lorina Espinoza Insurance Agency, we believe in being there for our clients 24/7. Our easy-to-use website allows you to quickly apply for a free automobile insurance quote and manage your policy changes anytime, anywhere. Our independent status means we work for you, not the insurance companies, ensuring your needs are met with a personal touch and a commitment to excellence. Whether you need notary services, bonds, or progressive insurance solutions, we are here to serve you with the quality and care you deserve.
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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Free Social Media Content

Access ready-to-post social media content, seasonal campaign ideas, and free downloadable calendars to keep your brand active, engaging, and consistent online.
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Insurance Solution
We Specialize In

Personal Insurance
Personal Insurance

Personal insurance is key to your peace of mind. At Lorina Espinoza Insurance Agency in Plano, TX, we help protect your finances and safeguard what matters most to you.

Business Insurance
Business Insurance

At Lorina Espinoza Insurance Agency in Plano, TX, we provide business insurance to protect your company from potential lawsuits and financial losses.

The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

At Lorina Espinoza Insurance Agency in Plano, TX, we offer options from multiple insurance companies

Easy 
Switching

At Lorina Espinoza Insurance Agency in Plano, TX, switch to the right insurance

Unbiased
 Advice

At Lorina Espinoza Insurance Agency in Plano, TX, we offer multiple insurance options

Personalized 
service

At Lorina Espinoza Insurance Agency in Plano, TX, we offer better customer care than big companies

Your 
advocate

At Lorina Espinoza Insurance Agency in Plano, TX, we handle policy reviews and claims

Click & Learn

Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Fleet Insurance Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).

Solution

Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.

Solution

Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.
News & Blog

Latest Insight, Insurance Trends

July 24, 2026
How Your Credit Score Quietly Shapes Your Insurance Costs!

You are comparing auto insurance quotes or renewing your homeowners policy when you notice that one price is much higher than another. It is easy to assume the difference comes from your age, ZIP code, vehicle or claims history. However, in many states, another factor may be working quietly in the background: your credit history. […]

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July 21, 2026
Your Business Is Growing, But Is Your Insurance Keeping Up?

Think about a small neighborhood shop that started with one counter and one person handling everything. A year later, the owner opened a second location, launched an online store and added two delivery vehicles. Growth brings more customers, new opportunities and longer days, but it can also create risks that did not exist when the […]

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July 17, 2026
How to Protect Priceless Art, Antiques and Heirlooms!

You open an old cedar chest and find your grandmother’s wedding dress, a faded family portrait and a small pocket watch that once belonged to your grandfather. In a moment, those objects bring back stories, laughter and a sense of connection to the people who came before you. Their emotional value may be far greater […]

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Contact Lorina Espinoza Insurance Agency

As an independent agency, we are here to help you find the right coverage.

Get Professional Consultation

info@primetimeis.com
(972) 784-0397
651 Ave K, Plano, TX 75074

Plano, TX

We extend coverage to individuals and businesses in Plano, TX and surrounding areas.
Lorina Espinoza
We extend coverage to individuals and businesses in Plano, TX and surrounding areas.
info@primetimeis.com
(972) 784-0397
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